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The contributions increase two thirds of the statutory health insurance
Two thirds of the statutory health insurance companies will raise the premiums at the beginning of the year through the additional premiums. A change can be worthwhile for the insured. However, attention should also be paid to the services offered.
Two thirds of the statutory health insurance companies will raise the premiums at the beginning of the year through the additional premiums. However, attention should also be paid to the services offered.
Most of the funds have increased contributions
It was reported months ago that health insurance contributions are increasing again. For example, some insurers, such as Techniker Krankenkasse, had announced that they would like to increase contribution rates from 2016. Now there is more certainty: According to a media report, two thirds of the public health insurance companies have increased their contribution at the turn of the year. The "Frankfurter Allgemeine Zeitung" ("FAZ") reported on Friday. The paper refers to the list of contributions published on New Year's Day by the umbrella organization of statutory health insurance funds. According to this, 59 out of 88 national or national cash registers increased the contribution rate at the beginning of the year. According to the information, the range of contribution rates ranges from 14.6 percent at Metzinger BKK to 16.3 percent at BKK Viactiv. According to the report, 20 health insurance companies - including many large ones - require a contribution rate above the average of 15.7 percent.
Save hundreds of euros
Although some insured could save hundreds of euros a year by changing the health insurance fund, the chairman of the health insurance association, Doris Pfeiffer, warned against changing the health insurance system simply because of the additional contribution. She told the "FAZ": "Competition among health insurance companies includes not only the amount of the additional contribution, but also, for example, the quality of the advice and the type and scope of the additional services." In addition, a local office is important for many people. "Which health insurance company is the right one should not only be determined by the amount of the additional contribution," said Pfeiffer.
Additional financial requirements are only borne by employees
In addition, the number of statutory health insurers continued to shrink in the new year. As stated in the newspaper report, the total number of statutory health insurance companies is now only 118 after five company health insurance companies have been taken over by others. The statutory cash contribution is currently 14.6 percent of gross monthly income, of which employer and employee each pay half. However, the insured must bear the additional needs of the health insurers alone, as the employers' share is frozen. The health insurance companies charge an additional contribution, the amount of which they can determine themselves. There is criticism of this model from various sides, sometimes also from health insurance companies. For example, the DAK boss recently classified the additional contribution as nonsensical. Among other things, this leads to senseless price competition and a creeping "withdrawal of employers from financial responsibility". (ad)